Dormant Accounts

Important Notice:

We write to you because your account has been inactive for a period of time. When there is a lack of activity for an account for more than one year, it is necessary for the credit union to charge a monthly fee of $5.00 to cover the cost of maintaining the account. To avoid this cost, please begin making deposits or withdrawals within your account.

We also would like to use this opportunity to bring you up to date on the many new account access services added within the past year.

·    You can now access your existing accounts online at no cost.

·    You can open and fund new accounts online at no cost.

·    We now offer 24/7 live person phone access.

·    You now have access to thousands of surcharge FREE ATM locations throughout the US.

·    Our new relationship with CU Service Centers gives you access to branches of other credit unions, locally and across the country.

Plus, beginning in November, you will have access to surcharge FREE ATMs located in over 300 local Stewart's Shops. And right behind that we will be adding Text Banking service. With Text Banking, you have your account balance and account information sent to your cell phone via a text message; you get all your account information at your fingertips anytime anywhere.

Our goal is to make it as easy and convenient as possible for you to manage your family's finances. Visit our web site at www.saratogafcu.org to check out these recently added services and other exciting things happening at your credit union.

Consider reactivating your credit union account so you can take advantage of these great services. Sincerely,

Don Denofio

Chief Executive Officer

DORMANT ACCOUNT RESPONSE FORM

q Please activate my account! q Please close my account.

Name________________________________________________________

Account Number_________________________

Address_____________________________________________________

City_________________________________________________________________ State____________ Zip________________

Signature____________________________________________________________________ Date_______________________

This form may be dropped off, faxed to 518.583.9143 or mailed to the credit union.