The C.L.A.S.S. Account - College Loan and Student Services

At Saratoga's Community Federal Credit Union, we know that getting a college degree today is important and that figuring out how to pay for it can be difficult. That’s why we’ve created the C.L.A.S.S. Account. You get an affordable student loan and you can also take advantage of these extra benefits. When you open a student account you will receive a gift! As a member of the credit union you will have access to 5,500 branch locations around the world, a Student Checking Account, Student ATM/Debit Card, Student VISA card, TEXT Banking, Student ezCardInfo Access Line, and pc-BRANCH (Internet Banking).

For more information stop by, give us a call, or contact us online!


Make Your Education Dreams a Reality With a CU Education Loan!

We understand that private schools and college tuition, fees and room and board can add up. But, the educational experience is worth every penny. That’s why we offer a CU Education loan program for private schools and college students.

We encourage all of our members to maximize scholarships, grants, and federal loans before applying for a credit union education loan. If these sources of aid fall short, a CU Education loan can help. Whether you need a little money to help pay expenses or have to cover your cost of education, a CU Education loan can help you get the money you need.


CU Education Loan

  Index/Margin

    APR*
 Private School or College Loan Variable Rate     
$5,000 per school year, $20,000 maximum aggregate, 120 month term,      1% Origination Fee Prime + 2.00% 3.25%*

VARIABLE RATE SPECIAL - Prime +0% until 12/31/2010

      
       
 *The annual percentage rate may vary monthly. The rate will be adjusted to the hishest Prime Rate as published in the Wall Street Journal 30 days prior to the interest rate adjustment plus 2.00%. A lifetime cap of 18% Currently, the initial annual percentage rate (APR) is "discounted" and will be in effect until 12/31/2010.Thereafter, the APR will be the highest Prime Rate plus the margin for the respective loan type. As of 8/31/10 the highest Prime Rate was 3.25%  


You can apply by phone at 1.877.583.2323.