ScoreCard Rewards www.scorecardrewards.com

Our ScoreCard Rewards program gives you free gifts, travel and cash back! Purchases made with a Saratoga's Community FCU's Visa Credit Card or Signature Debit Card earn valuable ScoreCard points.

We want to thank you for your participation in our ScoreCard awards program. In addition to redeeming points for valuable merchandise and travel, members now have the option of redeming points for cash. The following cash award option will be made available every December in the form of a credit to your account.

 5,000 points = $25

10,000 points = $75

15,000 points = $125

20,000 points = $175

25,000 points = $235

What is Saratoga's Connection Card?

Quite simply, it’s a card that accesses your checking and savings account. It looks like a VISA® credit card, but acts like a check. The debit card provides access to both your checking and savings accounts.

Members can make deposits and withdrawals to either a savings or checking account without making a special trip to the credit union.  Deposits at remote locations may not be available until the 3rd business day.

Here’s how it works...

Your new Saratoga’s Connection Card can be used to access Point of Sale (POS) and ATM’s. This will make banking with your credit union fast…convenient…and easier than ever before.

Price Chopper Supermarkets will accept your Saratoga’s Connection Card at their Customer Convenience Counter. Most locations are open 7 days a week, 9:00 AM to 9:00 PM including holidays. Completing a deposit or withdrawal transaction is easy. Simply complete the form available at all POS locations, hand it to the attendant with your Saratoga’s Connection Card and enter your Personal Identification Number (PIN). When the transaction is processed the attendant will return your card, a printed receipt, and your cash if you are making a withdrawal.

Also, ATM’s located throughout the country will now provide access to both your savings and checking account 24 hours a day, 365 days a year.

If you do not have an ATM card, please contact the credit union to make arrangements for a new card.

That’s Access . . . That’s Convenience . . . That’s Your Credit Union!

Is Saratoga's Connection Card easy to use?

It’s not only easy to use, but there are no finance charges! You can use it to make purchases at any retail location that accepts Visa. For cash advances, simply go to any bank or ATM displaying the VISA® logo. The merchant or bank will handle the transaction just like a credit card transaction, but instead of receiving a bill like you would with a credit card, the money is taken out of your checking account… automatically! Notice: Members must have sufficient funds in the checking account in order to make purchases or receive purchase authorizations. 

Guidelines for VISA® Debit Card Usage

How do I keep track of my transactions?

Each transaction you make with your Debit Card will appear on your regular checking statement, complete with the name and location of the merchants or banks with whom you did business. Please list all transactions in your register as you make them to keep your account in balance at all times.

Is there a limit on my Saratoga's Connection Card?

Yes. The debit purchase amount available is limited to what you have in your checking or savings account. The daily cash withdrawal limit for an ATM transaction is $500. Members must have sufficient funds in the checking account in order to make purchases or receive purchase authorizations.

What happens if my card is lost or stolen?

Notify the credit union immediately by calling 518.583.2323. If it happens after credit union hours, call VISA® at 1.888.241.2510, but always remember to call the credit union even after notifying VISA®.

What are some of the benefits of Saratoga's Connection Card?

• Make deposits and withdrawals to either a savings or checking account without making a special trip to the credit union. 
• Reduces check cashing
• Lets you get cash at any financial institution that displays the VISA® logo
• No finance charge unless you access your overdraft loan
• Get transactions listed on monthly statement
• Accepted at millions of locations.

Is a Saratoga's Connection Card really more convenient than checks?

The Debit Card is more convenient to use when you’re out of town or if a check is not acceptable. The Debit Card is also great for mail orders, identification, and for guaranteeing reservations.

How is the card used at ATM’s?

You may make withdrawals at any ATM. You will receive five free transactions per month, $1.00 per transaction thereafter. 

TO REPORT A LOST OR STOLEN DEBIT CARD:

Call 888.241.2510 when in the United States or 909.941.1398 when out of the United States