Direct Deposit
End the hassle of looking for the check in the mail, finding a place to park, or waiting in line on payday - have your check sent directly to us. Many employers are set up to do direct deposit. We also accept Social Security and VA, along with corporate and Military payrolls and pensions. It's the safest, most convenient way to deposit your money.

Money Orders
Money orders are a simple convenience for all of your financial needs.

Night Deposit Box
Our night deposit box is located alongside the front door of our 23 Division Street office. Contents from the night deposit are processed daily at the opening of business each day.

Free Notary Public Services
Need to have a document notarized? We still do it free of charge.

Payroll Deduction
We can accept payroll deduction from any employer within our field of membership. It’s the easiest way to save or make loan payments. You decide on the amount and we do the rest.

Traveler's Cheques
Now you can purchase American Express Traveler's Cheques at the office. We offer Traveler's Cheques, Traveler's Cheques for Two and Gift Cheques.

VISA GIFT CARDS
When it comes to figuring out the perfect gift, gift cards are magical! They're the convenient, simple choice for busy shoppers. Whether it's a holiday, a birthday, a wedding, or any occasion—for young or old or in between—a Gift Card is just the trick! Gift cards offer many great features:

  • Incredible time savers - no shopping, packing, or mailing!
  • A safe alternative to carrying cash; used anywhere Visa debit cards are accepted.
  • Eliminate the hassles of wondering what to buy or returning unwanted gifts.
  • Cards can be purchased with values from $10 to $500.

These gift cards can be purchased for a minimum cost of $2.50 each.

Stop by the office to purchase your gift cards today!

MEMBERS® Auto and Homeowners Program

You trust your credit union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

  • MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
  • Convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24-hours a day.
  • Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.
  • Get a quote now, click here!

  • The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Wire Transfers

Send funds to someone across the country or on the other side of the world. It's fast, easy, and convenient. Just give us a call at 518.583.2323, or print and complete the appropriate form below and fax it to 518.583.9143.

Outgoing Wire Transfers:

The receiving institution must be contacted for specific wiring instructions before the wire transfer can be completed. The account holder assumes sole responsibility for providing correct wiring instructions. Wires rejected due to insufficient information will be assessed a wire fee.

When requesting a wire transfer in the continental U.S., please have the following information available:

  • Your name, Saratoga’s Community FCU account number, Social Security number, and the amount of the withdrawal transfer.
  • The full legal name of the receiving financial institution and their on-line Federal Reserve routing number (ABA number).
  • Full name and account number to which the transfer will be credited.
  • Written, signed authorization is required for second-party wire transfers.
  • The wire fee is currently $5.00 for domestic and $22.00 for international wires.
  • Outgoing wires can be sent Monday-Friday.
  • Instructions must be received by noon for wire transfer to be sent that day. Saratoga’s Community FCU cannot guarantee same-day availability.

Incoming Wire Transfers:

The following information must be given to the sending institution:

Wire to: EasCorp FCU | 35 Corporate Drive, Suite 300, Burlington, MA 01803
ABA number: 211391773
For further credit to: Saratoga’s Community FCU
ABA number: 221379659
For final credit to: Member Name and Account Number

Incoming wires can be received Monday-Friday. Accounts are credited upon verified receipt of funds.