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 We've made it easy to find surcharge-free and deposit taking ATMs. With thousands of locations, we’re never far away. You get surcharge-free access to ATMs nationwide with our new Saratoga’s Connection, ATM/Debit Card at all CO-OP ATM's. Free ATM transactions per month are cumulative. ATM transactions include balance inquiries, deposits, withdrawals and transfers. In addition to the fees charged on some accounts by Saratoga's Community FCU, ATM owners may charge additional fees known as surcharges to use their ATMs. These vary by institution. Our credit union has entered into an agreement with Stewart's Shops and the CO-OP Network to allow members access to participating ATMs, Kiosks and cash dispensing terminals without paying surcharges. Credit union fees for exceeding the maximum amount of transactions as stated in our fee schedule and your account agreement will still apply. Surcharge Free ATM Locator: 888.748.3266 or, TEXT your location to 692667 from any mobile phone or, download the location database to your Garmin, Tom Tom or other GPS device.
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